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Supporting Scotland's vibrant voluntary sector

Scottish Council for Voluntary Organisations

The Scottish Council for Voluntary Organisations is the membership organisation for Scotland's charities, voluntary organisations and social enterprises. Charity registered in Scotland SC003558. Registered office Mansfield Traquair Centre, 15 Mansfield Place, Edinburgh EH3 6BB.

Access to banking

Having a bank account is key to being able to carry out activities. Here we describe the work we're doing where you've told us you faced challenges, from setting up accounts to financial administration.

We know from our members that many voluntary organisations have problems in accessing banking. That can be difficulty opening an account, issues with signatories, finding suitable products, or even having accounts closed.

We worked with UK Finance (the membership body for the banking and finance industry), charity and community representative organisations, and banking providers across the UK to help develop UK Finance's Voluntary Organisations Banking Guide.

We know that won't solve all of the problems, so we are continuing to work with other voluntary organisations to try to influence the banks. In coming months we will publish the results of a UK-wide survey of voluntary organisations' experiences with banking, which will help us to demonstrate the scale and severity of the problems.

Information on banking

We've created information pages on everything to consider about bank accounts, including a bank comparison table showing some of the options you have, and what specific benefits they offer to charities.

Latest news & opinion

The latest access to banking news and blogs. Read more

Latest briefings & policy papers

The latest access to banking briefings and policy papers from the policy team. Read more

No results

Latest consultation responses

The latest access to banking consultation responses from the policy team. Read more

Contact us

If you have any questions on access to banking, want to discuss our calls in more detail, or believe you have evidence, resources, or experiences that could support our work, please contact Kirsten Hogg, Head of Policy and Research.

Get involved

Collaborate with us and our members to develop and promote voluntary sector policy perspectives for Scotland