We know from our members that many voluntary organisations have problems in accessing banking.,issues with signatories, finding suitable products, or even having accounts closed.We worked with UK Finance,(the membership body for the banking and finance industry), charity and community representative organisations,, and banking providers across the UK to help develop UK Finance's Voluntary Organisations Banking Guide,discuss our calls in more detail, or believe you have evidence, resources, or experiences that could support

We're here to provide practical support and help fight your corner.,Information & advice When your budgets are tight and your future feels uncertain, making sure your policies,planning and organisational development, to staff retention and reward. ,Good governance and difficult decision making Rethinking reserves Property options in a post-pandemic,VAT Why trustees need to think differently about strategy and risk SCVO and NCVO webinar: How to manage

For support with financial management, visit the SCVO web pages on Finance and Business Management If,across the sector Third sector organisations can seek emergency support from Community Enterprise, Scottish,Community Alliance, Development Trust Association Scotland and CEIS using the crisis support button,you are considering winding up your organisation, the SCVO guide to closing down a charity contains,finance policies.

You do not need to do this by yourself - consider the following internal assets and how they could support,you: Legal - you will likely need to develop terms and conditions of use, loan agreements and data protection,Do you have someone in your organisation to check these for you, or are you able to seek advice externally,Speak to your insurance provider about your plans and seek advice on how they might be able to support,IT - do you have internal IT support who can help you review device options, advise on software and security

Scottish and local government to the sector, with favourable terms including inflationary uplifts, core running,policy development.,information about the impact of the annual funding cycle on your organisation and why government must,Option 2 is our way of ensuring that managers, business support officers, finance teams, senior leaders,For those wanting to add a line to support SCVO’s submission, we will be posting a final version on our

who also have contributed input and supported this response:• Charity Finance Group• Charities Aid Foundation,NICVA represents and supports the wider NI VCSE sector which comprises over 6,000 organisations providing,, peace-building, environmental protection and management, to the promotion of arts, cultural, sporting,The Government is planning a meeting once or twice a year with one group and would welcome your comments,The selection process could be run in partnership.29 We recommend that provision be made for organisations

of your organisation’s finances.,Finance Group’s Essential Charity Finance for Trustees which has a great checklist for trustees to support,, and also take a look to see if there are any accountancy firms running free events in your area.,It’s essential, if you’re a trustee, that you have a handle on your organisation’s finances, and are,and funders, and the general public, that your organisation is well run.

“How the funding cuts impact on their adults and young people involved in the services we run.”,and no signs of improvement” “Recruitment and retention as the rise in the Living Wage devalues our posts,senior and management salary without financial support.”,At the moment the challenges are outweighing any opportunities for developing a sustainable business,“Developing our work with businesses and our work to help people transitioning into employment.”